Australian Retirement Trust has been chosen as your new superannuation provider
We're excited to announce that Australian Retirement Trust has been selected as your new superannuation provider.
Who is Australian Retirement Trust?
With 2.4 million members, Australian Retirement Trust is one of Australia's largest superannuation funds. As a profit-for-members fund, we exist only to benefit our members, which means we are committed to returning profits to our members as better services and lower fees.
With 100% dedication to our members, our purpose is to inspire and empower Australians to fulfil their retirement dreams. This drives us to deliver outstanding customer service and a focus on strong long-term investment returns.
We know that trust and transparency have never been more important when it comes to super – the lower the fees we charge, the higher the returns we earn, and the more focus we place on offering valuable services to our members all add up to more money in our members’ accounts and more of our members achieving their best retirement outcome.
Don’t just take our word for it though. Find out more about our ratings and awards.
Your benefits with Australian Retirement Trust
Under superannuation regulations, it's a key requirement that Australian Retirement Trust provide you with equivalent or improved benefits to those currently provided to you in your current super fund.
Australian Retirement Trust is pleased to provide you with a number of features to help you manage your super and take control of your financial future.
It's our way of helping you manage your super and take control of your financial future.
Investment options and choice
Strong long-term investment returns.
A broad choice of investment options, including diversified and asset class options.1
You also have the ability to switch your investment choice at any time.
Everyday offers and discounts
Everyday offers and discounts through our members-only Rewards program on everything from groceries to petrol, health insurance to holidays, and furniture, fitness, fashion and further education.
Get the best from your super
Being able to stay in touch with your super and manage your account 24/7 with online account access through our secure Member Online portal and the Australian Retirement Trust mobile app.
Plus you can find up to date information, videos, podcasts and calculators on our website.
Help when you need it
Personal financial advice on your Australian Retirement Trust account from our phone-based financial advisers. The cost of advice about your Australian Retirement Trust account is included with your membership.
You can also get answers to your questions about your account through our customer contact centre.
Information on your new Plan
You can find your detailed Plan information in your transition communication sent to you from Australian Retirement Trust. If you haven't received it, let us know!
Or call us on 1800 945 212.
Additional information related to your account type
The information in the tabs below is specific to your account. For your detailed Plan information see your transition communication sent to you from Australian Retirement Trust. Click on your account type to view information.
Our lifecycle option
The Lifecycle Investment Strategy is designed so you don't have to do anything – your investment strategy automatically changes based on your age, helping you get the most out of super, at every stage of life.
Designed for your life stage
When you’re younger and trying to grow your balance, we’ll aim for growth. When you’re nearing retirement, we gradually switch you to a more stable strategy to help protect your hard-earned savings.
Leave the hard work to us
We take care of your super so you can rest easy. Until you turn 50, we invest your super in the High Growth Pool to grow over the long term. Once you turn 50, we'll start gradually transferring your super to our lower-risk pools – the Balanced Pool and Cash Pool.
Review your investment strategy
We recommend that you review our investment options to make sure you’re comfortable with the way your money is invested with us. You can find more information on our Lifecycle Investment Strategy, Balanced option and all other investment options in the Super Savings Investment guide.
You can review and change how your current balance and future contributions are invested once you’re a member by visiting Member Online or by contacting us on 13 11 84.
Where to get help
Once you’re an Australian Retirement Trust member, if you feel you can use a little more help to choose an appropriate investment strategy for you, just call 13 11 84 and speak to one of our phone based advisers who can give you simple advice about your Australian Retirement Trust account. The cost of advice about your Australian Retirement Trust account is included with your membership2.
What happens if you already have an existing Super Savings Accumulation account?
We’ll automatically transfer your existing Super Savings Accumulation account to your new corporate Australian Retirement Trust Super Savings Plan, unless you notify us otherwise. Your employer will pay your super contributions to your new account from the plan start date (refer to your Transfer guide or transition email for details), unless you let them know that you would like your superannuation paid elsewhere.
Your member number, in most cases will remain the same.
Investments
Your existing Australian Retirement Trust balance and future contribution allocation will continue to be invested as per your existing Australian Retirement Trust account investment choice.
Your existing Plan account balance will transfer to your existing Australian Retirement Trust account on the transition date and will be invested in the Australian Retirement Trust investment option/s that most closely match your existing Plan investment option/s, as per the mapping in the table above. Your future contributions will be invested as per your existing Australian Retirement Trust investment choice.
Beneficiaries
Your beneficiary nomination in the current plan will not apply and your existing nomination in Australian Retirement Trust will remain.