
Canstar Outstanding Value. 10 years in a row.
Join a super fund that's won Canstar's Outstanding Value rating 10 years in a row. Learn more
JOIN TODAYIt's no wonder why almost 10% of the Australian workforce is with Australian Retirement Trust*
Outstanding Value Award
Awarded highest possible rating on both our superannuation & retirement accounts.
15-year Platinum Performance
Awarded SuperRatings' Platinum Performance rating 15 years in a row.
Join over two million Australians who trust Australian Retirement Trust with their superannuation savings
JOIN TODAYOver 200,000 Australians joined us last year.
A fund that works for you, not shareholders
As a members-first fund, we return profits to members as better services and lower fees. Our administration fee is just $1.50 per week 0.10% p.a. for the first $800,000 of account balance plus investment fees and costs.1


Strong, long-term returns
With a 10.2% p.a. return over 10 years to 31 December 20212 for the Australian Retirement Trust Balanced option, rest easy knowing our experienced investment team is working hard to grow your retirement savings.
Tools to feel on top
Get the right tools and advice to take charge of your super today:
- Access expert financial advice about your account for no extra cost
- Manage your account online, 24/7, through our secure, member portal
- Access your super at your fingertips, get notifications, and more with the Australian Retirement Trust mobile app
- Use our contributions calculator to see if adding extra to your super could reduce your income tax this financial year?
- Get informed by visiting our education hub for interesting articles

Join Australian Retirement Trust today,
it only takes 5 minutes
The right choice today could make a big difference to your future.
Join todayFor more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please consider the Product Disclosure Statement.3
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Percentage based fee applies to the first $800,000 of your Super Savings Accumulation account balance only (if your Super Savings Accumulation account balance is over $800,000 a nil percent Administration fee applies to the balance over $800,000). Does not include investment fees and costs. Refer to the Super Savings guide for investment fees and costs applying to each investment option.
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SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, December 2021. Past performance is not a reliable indicator of future performance.
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Australian Retirement Trust's Target Market Determinations are available.
* Based on the ratio of Australian Retirement Trust account holders to the Australian workforce. The Australian workforce is defined as those Australians who are both employed and unemployed as at 31 March 2021, according to the Australian Bureau of Statistics.