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ART is aware of the recent data breaches and we have taken further security steps to enhance the protection of our members' super accounts. We encourage all members to maintain a heightened level of awareness and contact us on 13 11 84 if you have any concerns. Find out more about how to protect your super against fraud.

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Impact of lower fees on your super balance

Small differences in fees and costs can have a substantial impact on your long-term returns, and they can vary greatly from fund to fund. For example, annual fees of 2% of your account balance compared to 1% over a 30 year period could make a 20% difference to your balance in retirement, for example, reduce it from $100,000 to $80,000.

That's why doing your research, comparing superannuation funds and considering a fund with not only lower fees, but strong performance (keeping in mind that past performance is not a reliable indicator of future performance), investment choice and outstanding customer service is also important.

See how we stack up

With great value and strong performance2, it's no surprise Australian Retirement Trust is highly rated and award winning.

Use the Chant West Super AppleCheck comparison tool to see how we compare with other super funds.

Our Investment Options

# Balanced Growth Conservative Retirement
Designed for Want to generate wealth over the long-term. Want less risk than an option invested solely in shares. Seek less volatile returns for their super while maintaining some growth exposure. Are close to, or have reached retirement.
Suggested Timeframe 5 years 7 years 3 years 5 years
Features
  • Invests in a wide variety of asset classes to gain the benefits of diversification.
  • Combination of active, enhanced index and index investment management.
  • Invests in a wide variety of asset classes to gain the benefits of diversification.
  • Combination of active, enhanced index and index investment management.
  • Invests in a wide variety of asset classes to gain the benefits of diversification.
  • Combination of active, enhanced index and index investment management.
  • Invests in a wide variety of asset classes to gain the benefits of diversification.
  • Combination of active, enhanced index and index investment management.
Risks Medium to High levels of volatility in the returns from year to year. High levels of volatility in the returns from year to year. Low levels of volatility in the returns from year to year. Medium levels of volatility in the returns from year to year.

Designed for members who:

  • Want to generate wealth over the long-term.

Designed for members who:

  • Want less risk than an option invested solely in shares.

Designed for members who:

  • Seek less volatile returns for their super while maintaining some growth exposure.

Designed for members who:

  • Want to generate wealth over the medium to long-term, while reducing the fluctuations of returns in the short-term.

Accumulation Fee

<$1.20 per week, plus 0.10% p.a. of the first $800,000 of your account balance, plus 0.07% p.a.
For the Lifecycle Investment Strategy: 0.59% to 0.66% p.a. of your account balance. For Super Savings' other investment options: 0.07% to 2.01% p.a. of your account balance
For the Lifecycle Investment Strategy: 0.14% to 0.16% p.a. of your account balance. For Super Savings' other investment options: 0.00% to 0.38% p.a. of your account balance

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  If you have a complaint about the financial products or services we provide, we want to know about it as soon as possible. 555-666-7777


View your account balance and transaction history

Keep an eye on your super balance and transaction history to stay on track to achieve your retirement dreams. Plus, if you have multiple Australian Retirement Trust accounts, you can view them all under the same login.

It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English.

This app is for Australian Retirement Trust Super Savings accounts. For QSuper accounts, go to the QSuper app

Download Fact Sheet
ART

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About G’Day Group

G’Day Group, through its Discovery Parks, G’Day Parks, and G’Day Rewards businesses, is the largest owner and operator of lifestyle holiday parks in Australia, including over 2,000 hectares of some of the country’s most treasured places.

G’Day Group operates in every state of Australia as well as the Northern Territory, expanding its reach in 2021 by buying the iconic El Questro Wilderness Park in the heart of the Kimberley, Western Australia, and in 2022 acquiring the "Jewel of the Kimberley", Lake Argyle Resort.

Despite covid restrictions, G’Day Group accommodated more than 1.7m Australians in 2021.

El Questro Homestead, WA

Your total income 1 Your voluntary after-tax contribution Maximum contribution
Up to $42,016 $1,000 $500
$42,016 to $57,016 $1,000 Up to $499
$57,016 or more Any amount $0

1 Total income = assessable income + reportable fringe benefits + reportable employer super contributions. For income thresholds for previous years, see the ATO.

You may have been directed to this webpage by an online ad. If you don't want to receive marketing material from Australian Retirement Trust in relation to Super Savings, you can opt out at any time via your communication preferences in Member Online or the Australian Retirement Trust App, or by contacting us.

1. The Australian Retirement Trust Super Savings Balanced option has adopted the pre-merger investment strategy of the Sunsuper Balanced option. The industry median return for the SR50 Balanced (60-76) Index comprises the 50 largest investment options with a similar asset allocation to growth style assets between 60-76%. Source: SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60-76) Index, June 2022. The Super Savings Balanced option has identical investments to the Balanced Pool in the Lifecycle Investment Strategy. Members invested in the Lifecycle Investment Strategy are invested 100% in the Balanced Pool until age 55. Past performance is not a reliable indicator of future performance. Investment returns are net of investment fees and costs and taxes (where applicable). Super Savings products issued by Australian Retirement Trust Pty Ltd (ABN 88 010 720 840, AFSL No. 228975) as trustee for Australian Retirement Trust (ABN 60 905 115 063). For more information about the benefits and risks of opening a Super Savings account, before deciding to acquire or hold the product, please consider the product disclosure statement (PDS) and target market determinations.

How we compare

140 years of market experience, services and $230 billion in funds under management. Join a super fund that works for members, not shareholders

Join us today

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My experience

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Digital senior specialist

Australian Retirement Trust - Full time
Feb 2022 - Present | 10 months

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Digital specialist

QSuper - Full time
Feb 2022 - Present | 10 months

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Digital specialist

Sunsuper - Full time
Feb 2022 - Present | 10 months

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Qualifications

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Master of Business Administration

Griffith University
2011 - 2015

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Master of Business Administration

QUT (Queensland University of Technology)
2004 - 2006

Anyone can join Australian Retirement Trust

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